Credit Card - a great deal on balance transfers and purchases

The Yorkshire Building Society credit card is provided by The Co-operative Bank. We have chosen them because, like the Society, they are customer-focused and committed to providing excellent service.

Key Features include:

• 0% interest on balance transfers for the first 6 months*. A 2.5% balance transfer fee will be applied to each balance transferred (minimum fee £5).
• 0% interest on purchases for the first 6 months
• Great long term value with a competitive
  17.9% APR (typical/variable) thereafter
• No annual fee
• Up to 59 days interest-free period on purchases (if balance paid in full by due date)
• Free travel accident insurance **
• Discounted holidays **
• Register to access your account online
• Optional payment protection cover available (terms & conditions apply, subject to eligibility)

Who is eligible?

Any UK resident aged 18 and over can apply. As an ethical bank, The Co-operative Bank works to a policy of responsible lending so you are more likely to be accepted if you meet some of the following criteria:

• Have a good credit history - no County Court Judgements, Bankruptcy orders or accounts in serious arrears
• Are aged 21 or over 
• Have a minimum income of £12,000 p.a. gross
• Have a credit/debit card already
• Are a homeowner

How to apply for a card

• If you are applying for a YBS mortgage loan you can apply for a credit card at the same time
• If you are not applying for a mortgage but would like a credit card, either:

• Call The Co-operative Bank free on 0800 028 0183 for an instant decision quoting 26662
• Talk to a member of staff in a branch
• Summary of conditions